Homebuyer protection

Exclusive to Via Capitale, this protection is offered free of charge to buyers by participating brokers.*

If the plumbing, electricity, heating or appliances included in the sale malfunction or breakdown in the first 12 months following the sale, possibility of refunds of up to $1,000 per claim (certain conditions apply).

Reassuring Protection for the old and new owner!

For the buyer: the assurance that the appliances included in the transaction are protected.

For the seller: the assurance that this protection on the assets included in the transaction will avoid potential complaints by the buyers.

This protection also provides access to a free legal assistance service.

*certain conditions apply

Mortgage protection

In case of loss of employment or death, in the first 12 months of your acquisition, get reimbursed for up to a maximum of $25,000 in mortgage payments. Even monthly condominium fees are covered! *

How to benefit from Mortgage Protection:

  • buy your property through a Via Capitale broker,
  • obtain your mortgage loan through a representative from one of the financial institutions approved by Via Capitale.

Additional benefits of our financing solutions

  • a “customized” mortgage loan, at among the best conditions and rates on the market,
  • a single window concept to buy and finance your property,
  • access to the best promotions on the market, such as 9 free months, cash rebates and other attractive offers,
  • the possibility to obtain a preapproved mortgage at no charge to lock in the mortgage rate, shop for properties that fit your budget and present a strong purchase offer to the seller

*certain conditions apply

Homeowner Protection

Exclusive to Via Capitale, this protection is offered free of charge to selling clients by participating brokers.*

Homeowner Protection protects the seller against the promisor-buyers failure to conclude the sale.

Once all the conditions of the promise to purchase are met, except for the signing of the deed of sale, in the event that the promisor-buyers are late following up on or withdraw from the promise to purchase, the eligible beneficiaries will be reimbursed for reasonable losses, disbursements and temporary living expenses. The death or total disability of one of the promisor-buyers after all conditions have been met, except for the signing of the deed of sale, will be considered to be a withdrawal that makes the selling-owners eligible for Homeowner Protection.

This protection also gives you access to a free legal assistance service

*certain conditions apply

Legal assistance

Because your broker participates in Homebuyer Protection or in Homeowner Protection, you automatically benefit from free legal assistance for questions on: family, work, civil liability, bankruptcy, wills and estates, business, corporate, real estate, small claims, consumer protection, neighbourhood disputes, housing, municipal, health, travel

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